Representative Example for Personal Contract Purchase (PCP): Payable by 49 payments of £179.95, with an optional final payment of £5,975.00 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 49 months, a Cash Price of £12,480.00, with a deposit of £1,248.00 leaving an amount of credit of £11,232.00. The agreement is calculated using a fixed rate of interest of 9.47% per year resulting in Representative 9.90% APR and a total amount payable of £15,860.60 . An excess mileage rate of 9.00 pence per mile applies. We act as a credit broker, not a lender.